Get in touch for a free initial chat with an adviser about how we might be able to help.

1 Step 1
reCaptcha v3

Total Home Loans Mortgage Team are experienced professionals who between them have a wealth of experience within the mortgage and financial services.

We guide our clients carefully through the whole mortgage process by getting to know our clients as friends so that we are able to help them find the right products to suit their individual circumstances. We also make ourselves available to our valued clients outside of normal office hours to offer a complete service that our clients really appreciate.

About Total Home Loans

Total Home Loans are a national Mortgage Brokers with Whole of Market Access, which enables us to find mortgage products to suit almost every set of circumstances. Our extensive knowledge of both the industry as a whole, and each lenders’ range of products, allows us to find you the right products and to give you advice and a recommendation as quickly and efficiently as possible.

We are particularly welcoming of those clients who believe that they cannot obtain a mortgage offer due to their credit status, income, age or any other concern. We would ask that you let us assess your circumstances and requirements so that we are better placed to help you achieve your mortgage needs.

We offer end to end support throughout the mortgage application process and beyond and we have helped many of our clients with their different mortgage and protection needs like :


We can also refer you to our Master Broker Panel who can help you with :

  • Secured Loans
  • Semi Commercial / Commercial / Bridging loans
  • Equity Release

And we can also refer you for Pension Advice.

Total Home Loans Ltd are an appointed representative of Quilter Mortgage Planning Limited, which is authorised and regulated by the Financial Conduct Authority.

Most buy-to-let mortgages, commercial bridging loans and commercial mortgages are not regulated by the Financial Conduct Authority.

Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.

Our Clients

Whilst there is no one typical client, we find that many have struggled to obtain a suitable mortgage offer in the past. This could be for a variety of reasons such as age, credit status, income and deposit availability.

Our advice and recommendation services are available to all, no matter what your situation is, however, we do pride ourselves on being able to help those clients with less straightforward circumstances to find a product suitable for them.

We often receive cards and gifts from our happy customers, many of whom are repeat clients. We love the fact that much of our business is through recommendations from clients that we have helped and their friends and families.

Our fees

Our initial assessment and consultation period is completely free of charge and there are absolutely no up front costs for our advice and recommendation.

For Mortgages we charge a typical fee of up to 2% of the total loan amount, this is only payable upon successful completion of the mortgage. We do not charge a fee for giving advice or recommending any protection, assurance or insurance products

Kevin Franklin

May 31, 2022


Very professional company. I’m 63 Years old and was having trouble sorting any kind of mortgage but Mark from Total Home Loans saved the day. please do not hesitate to contact them first as I wasted a lot of time hunting around for others.

Well done Mark and the team, the number 1 company.

Lolita Cooksley

May 16, 2022


Very professional fast efficient service and really caring and genuine people to deal with. They have helped us with our mortgage twice and been great both times.

We wouldn’t hesitate to use them again in future.

Karin Salmons

May 16, 2022


Thanks to Total Home Loans and their patience, care and understanding, along with their skill and kindness, my partner and myself are now home owners something I never thought would happen,

Please even if you think it’s not something you can achieve give Total Home Loans a call they will work for you.

Again thank you all at Total Homes Loans.

Arfan Ramzan

May 5, 2022


Great service, I tried so many brokers but no one could help but Total Home Loans were the only ones who found me a lender. It was really hard to find someone, I went to 8 brokers all found online with there so called promising words trying to bring customers in still no good for me but Total Home Loans got the job done, excellent service, will recommend 💯💯💯 and there was no fee till all applications was complete unlike some brokers.

Steve Greenfield

May 4, 2022


Very happy with my experience with Total Home Loans. Very professional company, were always quick to reply and action whatever was needed.

Will definitely be back! I’ve already recommended them to a friend and they had the same positive experience that I had.

Why Total Home Loans?


By clicking the link, you will need to register your details with Checkmyfile and enter into a free 30-day trial period.  This will allow enough time for you to register your information and download your report.  You are free to cancel this trial period at any time during the 30-day free trial period without penalty.  Should you fail or choose not to do so, Checkmyfile will charge you a subscription fee of £14.99 per month thereafter.

To get the best from this service, please ensure you register all of your primary and/or associated addresses within the last 6 years.

Total Home Loans will receive a payment of £12 per free trial entered into via the link to Checkmyfile’s website. This is payable whether you cancel the trial period or not.

It should be noted that lenders will not be assessing the report produced from Checkmyfile and will undertake their own research and assessment.

* By clicking the link you’re departing from the regulatory website of [FIRM NAME]. Neither [FIRM NAME] nor Quilter Financial Planning are responsible for the accuracy of the information contained within their site. Details of how to unsubscribe or cancel this service, is available directly from the Checkmyfile website under their T&C’s which states “If you wish to cancel your subscription, please log in and send us a Secure Message at any time, email us, or call us on our Freephone telephone number 0800 086 9360 during normal office hours. In all cases we will provide you with a cancellation reference code in confirmation.