Welcome to

Total Home Loans

Your local specialist for mortgage and protection advice. Get in touch today to discuss the most suitable mortgage option for you.

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How can we help?

First Time Buyer

Home Mover

Buy to Let


Why Total Home Loans?

Total Home Loans are a national mortgage broker with whole of market access. Their experience in the mortgage and financial services industry means they have an enviable reputation and one which makes them well-placed to find the most suitable mortgage solution for you.

Expert Mortgage & Protection Adviser

Available outside normal office hours

Friendly and Personal Approach

Every Mortgage Situation Welcomed

Professional Advice Tailored to You

Here's how we work

We are here to take every client through the whole mortgage process from start to finish, making it as simple and straightforward for you as possible. Our approach is to work by getting to know our clients as friends so that we can really understand your individual situation and find the most suitable solution for you.

We have particular expertise in working with clients who have previously struggled to obtain a suitable mortgage offer and will take the time to assess your circumstances and understand your specific requirements. This puts us in a better position to use our whole of market access to help you achieve your mortgage goals.

Our knowledge and expertise are available to all, no matter what your situation is.

Most buy-to-let mortgages are not regulated by the Financial Conduct Authority.


By clicking the link, you will need to register your details with Checkmyfile and enter into a free 30-day trial period.  This will allow enough time for you to register your information and download your report.  You are free to cancel this trial period at any time during the 30-day free trial period without penalty.  Should you fail or choose not to do so, Checkmyfile will charge you a subscription fee of £14.99 per month thereafter.

To get the best from this service, please ensure you register all of your primary and/or associated addresses within the last 6 years.

Total Home Loans will receive a payment of £12 per free trial entered into via the link to Checkmyfile’s website. This is payable whether you cancel the trial period or not.

It should be noted that lenders will not be assessing the report produced from Checkmyfile and will undertake their own research and assessment.

* By clicking the link you’re departing from the regulatory website of [FIRM NAME]. Neither [FIRM NAME] nor Quilter Financial Planning are responsible for the accuracy of the information contained within their site. Details of how to unsubscribe or cancel this service, is available directly from the Checkmyfile website under their T&C’s which states “If you wish to cancel your subscription, please log in and send us a Secure Message at any time, email us, or call us on our Freephone telephone number 0800 086 9360 during normal office hours. In all cases we will provide you with a cancellation reference code in confirmation.